Terms of Service
Welcome to VowLoop. These Terms of Service ("Terms") govern your use of the VowLoop mobile app and website (together, the "Service"). By creating an account or otherwise using the Service, you agree to these Terms. If you do not agree, do not use the Service.
1. Eligibility
You must be at least 13 years old to use VowLoop (16 in the EU/UK, or the age of digital consent in your jurisdiction, if higher). By using the Service you represent that you meet these requirements and that any information you provide is accurate.
2. Your account
- You are responsible for the activity on your account and for keeping your sign-in credentials safe.
- You can delete your account at any time from Profile → Delete account. Deletion is permanent and immediate.
- We may suspend or terminate accounts that violate these Terms, attempt to abuse the Service, or are reasonably suspected of fraud.
3. Agreements between users
VowLoop is a tool for recording and tracking accountability agreements between users. Specifically:
- The agreement is between you and your partner, not between either of you and VowLoop.
- The "stake" is symbolic within the app. VowLoop records the amount and currency for accounting purposes but does not collect, hold, transfer, escrow, or refund any money. Any actual settlement is an arrangement between you and your partner.
- We don't enforce settlement. If your partner does not pay an amount they owe under your agreement, that is a dispute between the two of you. VowLoop is not a party to it and is not liable for it.
- Choose your partner carefully. When you invite or accept a partner, that person can see your agreement details, check-ins, proofs you upload, and ledger.
4. Acceptable use
You agree not to:
- Use the Service for any illegal purpose or to harass, threaten, or defraud another person.
- Use the Service to create agreements involving illegal activities, regulated wagering, or anything resembling unlicensed gambling. Stakes are between you and the partner you choose — a chore you'll do for them, dinner you'll cover, or a personal amount you'll settle directly off-platform. VowLoop does not move money or hold stakes on either party's behalf.
- Upload proof images containing other people's faces without their consent, nudity or sexually explicit content, hateful content, or anything you do not have the right to share.
- Attempt to reverse-engineer, probe, scrape, or interfere with the Service or other users' data.
- Resell or sublicense access to the Service.
We may remove content or terminate accounts that violate this section.
5. Subscriptions
VowLoop offers an optional "Pro" subscription that unlocks additional features. Subscriptions are billed and managed by Apple or Google through the App Store or Play Store, not by VowLoop. Pricing, renewal, and refund terms are governed by your platform's standard subscription rules. You can cancel anytime from your platform's subscription settings; we don't process cancellations directly.
6. Intellectual property
The VowLoop app, website, brand, and content (excluding user-generated content) are owned by VowLoop and protected by intellectual property laws. You retain ownership of content you upload (such as proof photos), but you grant VowLoop a worldwide, royalty-free license to host, store, transmit, and display that content solely to operate the Service for you and your partner.
7. Privacy
Your use of the Service is also governed by our Privacy Policy, which explains what we collect, share, and retain.
8. Disclaimers
The Service is provided "as is" and "as available," without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or always accurate. Accountability outcomes — whether or not your goal is achieved — depend entirely on you and your partner.
9. Limitation of liability
To the maximum extent permitted by law, VowLoop and its operators will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenues, data, or goodwill, arising out of or related to your use of the Service. Our total liability for any claim arising under these Terms will not exceed the greater of (a) the amount you paid VowLoop in the 12 months before the claim, or (b) US$50.
10. Indemnification
You agree to defend and indemnify VowLoop against claims, damages, and expenses (including reasonable attorneys' fees) arising from your use of the Service, your agreements with your partner, your violation of these Terms, or your violation of any third party's rights.
11. Termination
You may stop using the Service at any time by deleting your account. We may suspend or terminate your access if you violate these Terms or if we reasonably believe doing so is necessary to protect the Service or its users. Sections 3 (Agreements between users), 6 (Intellectual property), 8 (Disclaimers), 9 (Limitation of liability), 10 (Indemnification), and 12 (Governing law) survive termination.
12. Governing law and disputes
These Terms are governed by the laws of the State of California, USA, without regard to its conflict-of-laws principles. Any dispute arising out of or relating to these Terms or the Service shall be resolved in the state or federal courts located in San Francisco County, California, and you consent to the jurisdiction of those courts.
13. Changes to these Terms
We may update these Terms from time to time. If we make material changes we'll update the "Last updated" date and, where appropriate, notify you in-app. Continuing to use the Service after a change means you accept the updated Terms.
14. Contact
Questions about these Terms: support@vowloop.app.